Dental and Medical Insurance Information

Because some of our procedures are covered by medical insurance and some by dental insurance, we work with you to maximize your insurance reimbursement for covered procedures. In order to help you get the maximum benefit from your coverage, we ask you to take a few moments to understand our policy. As a courtesy to all of our patients, we will file your insurance claim or assist you in completing the proper forms.

Prior to your first visit, we will verify your insurance benefits. On the day of your consultation, please bring your medical and dental insurance cards as well as your driver’s license. We will give you an estimate of your coverage and co-payment. It is important to remember that the information we receive from your insurance carrier is an estimate only and the actual payment made by your insurance company may differ.

If your insurance carrier pays in excess, we will refund you the total amount of the overpayment. If your insurance carrier pays less than expected, a small balance may be due. You will receive a monthly statement reflecting the status of your account. It may take several weeks or months to finalize your insurance claim. Students over the age of 18 must provide proof of full-time student status on or before the day of surgery.

Please remember that your insurance is a contract between you, your employer and the insurance company. Dr. Fugler is not a party to that contract. We accept almost all insurances as an out-of-network provider and, in most cases, a high percentage of the surgical fee is covered. Not all services are covered by all policies. Some insurance companies may arbitrarily deny certain services. If at any time you have questions, please call (979) 299-6878. We are always here to help answer your insurance questions.